| Jeevan Saral-Features: LIC’s Jeevan Saral is a unique plan having good features of the conventional plans and the flexibility of unit linked plans. To the policyholder it provides —
- higher cover
- a smooth return,
- liquidity and
- a lot of flexibility
- On death:
- 250 times the monthly premium, plus
- return of premiums excluding extra/rider premium and first year premium, plusthe loyalty addition, if any.
- On Maturity:
- Maturity sum assured, plus
- The Loyalty Additions, if any
High risk cover at low premium
- Extended risk cover for one year after 3 years premium payment.
- Optional higher cover through Term Riders
- The policyholder can choose a maximum term but can surrender at any time without any surrender penalty or loss after 5 years
- Any number of withdrawals through partial surrendering
ELIGIBILITY CONDITIONS AND OTHER RESTRICTIONS:
- Age at entry : Minimum 12 (completed) and maximum 60 years nearest
- Age at maturity: Maximum 70 years.
- Term : All terms from 10 to 35 years.
- remium : Minimum premium of Rs.250/- per month for entry age upto 49 years and Rs.400/- per month for entry age 50
- years and above. There will be no limit on the maximum premium per month.
- Mode : Yearly, Half-yearly, Quarterly and Monthly under Salary
- Saving Scheme
- In case of term rider, minimum and maximum age at entry will be 18 and 50 years
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